If you have little to no money to start a business, then check out these great service businesses below. They will cost you a little bit of effort, but not much money.

Concierge or personal assistant service

If you live in an affluent area, you would be amazed at what some people are willing to pay for. You could offer, grocery shopping, dry cleaning, running errands, booking travel arrangements, and appointments.

Mobile auto detailing

If you have a portable vacuum cleaner, a few bottles of automotive cleaning products, bucket, sponge, and hose, you can offer a portable detailing service. Pass out your information at office buildings, strip malls etc.

Dog walking and pet sitting

People need dog walking and pet sitting these days. With animals being treated more like spoiled children, owners are more than happy to splash out big bucks for pet services.


Bookkeeping is a great business for someone with a little experience with accounting software. You can go to their location and provide these services on a regular basis. Most of the time, you will be using their computer and facility to provide the services. However, if you do have a good computer handy, online services are the wave of the future and you can work from home.

HOA (home owner’s association) manager

There are so many things that HOA’s need. Billing monthly dues, collecting, depositing, managing services, sending out notices, and late administering late fees etc. These services are very clerical in nature, so it makes a perfect business for someone who likes office work.

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